Specifically designed to assist the teaching professional, United Mortgage's Teacher A+ Program makes purchasing a home easy. If you are currently employed as a certified classroom teacher, school administrator, principal, vice principal, librarian, or a school healthcare professional, this is the mortgage loan for you.

Benefits of the Teacher A+ Program

• No Down Payment Required
  However you will need to contribute a minimum of $500 or 1% of the purchase price towards closing costs. This amount may be less than the required security deposit for an apartment.
• Greater Flexibility in Qualifying Guidelines
  You can borrow more money based on your income than a conventional mortgage by allowing for higher debt-to-income ratios.
• Enhanced Credit Evaluation
  The Teacher A+ Program has less stringent credit guidelines, making it easier to qualify for a mortgage.
• Closing Cost Assistance
  The program allows you to obtain financing for your closing costs and down payment, so you can purchase a home with very little of your own money.
• Income Restrictions
  There are some income limits based on geographic location, but certain cities do not have any income restrictions.
• Stable Monthly Payments
  The 30-year fixed rate mortgage in the program ensures your monthly principal and interest payments stay the same throughout the life of the loan.